The Future of Payments is Here. Get direct access to all your accounts with a real-time instant fund transfer by a simple, fast, and secure network.

.احصل على وصول مباشر إلى جميع حساباتك من خلال التحويل فوري للأموال عبر شبكة بسيطة وسريعة وآمن

The Instant Payments System enables many settlements cycles each day to cover the whole 24-hour period and these cycles can be set to a configurable period or a monetary limitation

Several Settlement Cycles

Financial institutions use this system to provide customers with a wide variety of options for instant payments including credit transfers, request-to-pay, return, and request-to-return, among others

Different types of transactions

the instant payment system distinguishes settlement between customers, which are instantaneous and can occur at any time (evenings, weekends, and holidays), and payments between financial institutions, which normally occurs in a Real-time gross settlement (RTGS) system when the central bank is open.

Intelligent Dispute Resolution (IDR)

IP is designed to be flexible, and this flexibility is evident in various ways. These include its modular design, standard communication interface, and configurability.

Design Flexibility

IP enables financial institutions' customers to make immediate payments to operate over the Instant Payment Network (IPN), using a bank account in the banks providing the service, and a mobile number registered at the bank. and debit card number and card PIN.

Convenient Services

The IP system ensures the secure processing of customer information and the prevention of unauthorized access or misuse. This includes encrypting all sensitive data, such as credit card numbers, PINs, OTPs, and IPN PINs

Privacy & Security

Payment solutions have been slow and expensive. They lack the ability to handle large-scale transactions at high speeds. All your money has to be in one bank, and you have to wait days to move money between accounts.  
For those who must manage large amounts of money on a regular basis - whether they're small business owners or entrepreneurs receiving international payments - this restriction can create major inconveniences

Get the speed and scale you need

Imagine being able to transfer money between peers and businesses instantly, securely, and cheaply. This is the future of payments. Meet instant payments - an integrated payment system that provides a quick and secure way to send and receive payments in your daily life and it is available 24/7 a day, seven days a week.

Payment Solutions For The Future

The advanced central system allows regulatory bodies like central banks and clearing houses to permit national payment service providers to operate over the Instant Payment Network (IPN) to enable the instant transfer of funds 24/7 from account-to-account, account-to-wallet, wallet-to-account, or wallet-to-wallet

Seamless and instantaneous payment

We deliver custom-built AI software with AI-Driven Processes to help your company accelerate on the back of next-generation technology.

Artificial intelligence

Integrate your system seamlessly with smart software integration, so you can bring the full value to your business.

API integration

DevOps team manages the entire software life cycle by choosing the appropriate infrastructure and automating and monitoring the development process.

DevOps

Our cybersecurity experts can protect your business from any cyberattacks by implementing the latest security technologies.

Cyber Security

"حل المدفوعات الفورية الأمن!"

Instant Payments

المستقبل في المدفوعات

Cheque management system that helps you overcome the pain of physically clearing and settling cheques.

Auto-configure pricing based on the service selected.

Payment configuration

determining the creditworthiness of a drawer or beneficiary based on historical information maintained by the system

Risk Management Model

Collect, update, and maintain vital personal information about each domestic and foreign individual, or legal entity, as well as their cheque data.

Data management

The Dual Control system is designed so that users can only view the records that require their action from their sides, such as items that require change by a maker user or acceptance and rejection by a checker user.

Dual Control

A storehouse and delivery channel that allows electronic checks to be transferred between participants via an interface that integrates with the banks' outward and inward check processing systems, making it easy for everyone to use.

Central SharePoint

Cheque system provides online monitoring and tracking of the clearing process, allowing the regulatory authority to be notified of any updates in a timely way. It allows the regulatory body to look back to activity logs for specific users, entities, or dates to resolve any disputes between member banks.

Monitoring and Auditing

A complete Cheque Management System offers a wide range of security methods that protect the legitimacy and validity of received cheque sources and information, as well as encrypt all data to ensure the confidentiality of system and user information.

Advanced Security

CCM provides banks with a centralized, real-time view of their clearing cycle, allowing them to efficiently process all aspects of the clearing cycle including the management of financial data and reporting, and the configuration of different parameters in a highly efficient, and accurate manner.

Clearing Cycle Management

It gives you the ability to easily personalize your emails and make them look more professional, personalize the body and header with your logo and message text, and auto-fill the recipient's details.

Email configuration

Add, Edit, Delete, enable /disable any financial entities ex: Banks, Leasing, Factoring, and add branches of each entity

Entities configuration

The system automatically analyzes the data and generates different reports that identify and calculate the scoring and creditworthiness of drawer and beneficiary and this will help banks to reduce the risk of financing to their customers and also reduce the cost of processing the loan application.

Reports

View each company's activity record and keep track of transactions and account movements.

Activity logs

It improves the user experience of clients by reducing the time taken to perform manual data entry and eliminating errors. streamlines your data entry process and quickly upload or register cheques and cheque books through bulk upload.

Bulk upload

Now you can configure the system to send a notification email to the users when their transaction is pending for more than x days.

Escalation matrix

allows users to enter currency values and exchange rates.

Exchange rate

Compliance with the Regulations

Big bank might have to deal with thousands of cheques every day and have to go through several stages of the process before they can complete their transaction. Clearing and consolidating cheques is one of the most manual and time-consuming processes and takes high operational costs

Time-saving Cheque Processing System

Now, imagine a system that not only eliminates the need for cheques and paper but also drastically reduces the time needed to process and clear cheques from days to mere minutes. Introducing The Electronic Check Clearing Suite the most advanced web-based software and secure cheque management system developed for banks and financial institutions to completely change their way of managing, clearing, and reconciling cheques.

No more manual clearing of cheques

This is an era where technology should make our life easier; not complicate it. With ECCS (Electronic Check Clearing Suite), banks can experience operational savings, reduce their operational time, prevent fraud and improve the customer experience while performing the daily task of managing, processing, clearing, and reconciling cheques.

Faster Processes, Fewer Errors.

Our QA team conducts a complete testing strategy to guarantee that functionality matches with business requirements and the software is bug-free.

Software Testing & QA

Secure, Streamlined Cheque Processing - with CMS!

Cheques Management System

The New Era in Financial Disputes Management streamlines complex processes & enables digital transformation to support the exchange of information in relation to the management of payment initiation.

The dispute settlement system provides a controlled environment for processing issues and obtaining transaction resolution by using workflow automation, task automation, and a rule management system.

Controlled Environment

The dispute system integrates with the central bank's cheque clearing system to add a reference to transactions that are under dispute and the resolution of settled dispute cases.

Seamless Integrations

The dispute resolution system enables the central bank to supervise disputes and participate in the decision-making process, and make judgments. Furthermore, the central bank can specify the regulations for managing disagreement cases, as well as the costs and penalties for processing dispute cases.

Management and Monitoring

the dispute processing views are dual-controlled, which means that users can only view records that require action from their sides, such as items that require change by a maker user or acceptance and rejection by a checker user.

DS provides a comprehensive and completely customized set of reports and dashboards to monitor the counts and statuses of dispute cases, allowing authorized users to monitor all parts of the system for both technical and business reasons.

Dashboard Facility

The Dispute Management System enables banks to create and share dispute cases about financial transactions processed so it provides banks with an opportunity to resolve disputes in a more transparent, efficient, and inexpensive manner.

New Culture of Transparency

The dispute system is an open Banking Platform that is hosted and managed by the central bank. It allows banks to connect to a unified interface and share any data related to customer accounts and transactions in real-time to guarantee all banks have common shared data.

Centralized shared data hub

The web-based system provides a regulated environment for addressing disputes and resolving transactions. It also allows the central bank to evaluate, oversee, and occasionally intervene in the final decision-making process and judgment

Regulated settlement for disputes

Smooth Out Your Disputes with Our Professional System!

Dispute Settlement System

Give your campus a digital upgrade! Offer a seamless and engaging online learning experience from day one

Create customized, interactive material for each lesson plan, including templates for homework, quizzes, and assessments

Authoring tools

Upload all file formats for use as learning materials in virtual lessons.

Image/video/audio file hosting

Manage how users, instructors, students, and staff, interact with courses, assignments, exams, and other learning materials; manage program enrollment

User management

Use prerequisite conditions to control student enrollment in special classes

Program enrollment measures

Take daily or class-specific attendance on remote students.

Attendance tracking

Monitor how learners advance through their coursework; Keep track of test results, assignment submissions, and student activities in class

Student progress tracking

Use tests and examinations to assess your learners at each phase of the course.

Quizzes and Assessments

Customize permission levels for each user.

User Permissions

Manage online content, delete outdated material, and change lesson plans by creating accessible content libraries using various file formats

Content management

Allow your learners to get certified online and manage when and how long certificates are valid for learners.

Certification Management

a virtual classroom that allows students to engage with one another and with the instructor in real-time.

Virtual Classroom

records attendance and time spent in a virtual classroom session for all students.

Track Virtual Class Attendance

Visualize your data in dashboards that provide a high-level overview of your organization's performance

Analytics Dashboard

learners will automatically receive emails when they get a new assignment, have a certificate that is expiring soon, or even send learners their progress reports

Auto-Email Notifications

Generate customized reports on attendance, test results, assignment submissions, and overall student performance.

Export Reports

Cloud-based Learning Management System (LMS) is software used to manage the delivery of educational or training content by schools, colleges, and universities worldwide. It may also be used for corporate training courses.

Scalable Learning Management Solutions

LMS is designed to facilitate remote and in-person learning at all levels of education, providing the tools needed for better managing curriculums and schedules, creating and sharing new coursework for use in virtual classrooms, assigning and monitoring tasks, and adjusting teacher-pupil communication, and overall speeding things up.

One Solution for all E-Learning needs.

A wide range of end-to-end custom software services encompasses the design, development, implementation, and maintenance tailored specifically to your needs.

Custom Software

E-learning Management

The Gateway to Making Payments Simple. Have your edge and provide your customer with an easy and secure process for online payments.

Merchant Portal gathers transaction data from financial institutions, including consumer habits and purchase trends, using secure APIs. This data is collected, evaluated, and used to develop data-driven business insights.

Valuable Insights

A mobile money payment gateway that makes it easy to accept mobile payments remotely or in-store. The solution integrates with POS systems to extract all transaction data, including cash and cards and presents it as reports on the site.

Primary Integrations

Merchants Portal allows corporates to assign users to their authorized wallets, with role-based authentication for each user as a viewer or administrator. It also provides dual permission and maker/checker ideas for critical processes.

Digital wallets utilize two-factor authentication and support one-time passwords, session management timeouts, and other features to ensure data is inaccessible and safe.

Security

the core of an E-Wallet app is privacy and security. The transactions are highly secure, and the company authentication takes place on your smartphone, It is accomplished by inserting the UPI PIN.

Privacy and Security

The Merchant portal delivers transaction data reports to corporations to support decision-making. The reports may be filtered, sorted, and displayed by multiple filters. Reports may be exported in a variety of formats including PDF, Excel, and CSV.

Detailed Records

With your smartphone, you may now pay for your items by scanning a QR code. Simply place your QR code reader at the merchant's checkout and you will receive a transaction confirmation on your device

QR code scanning:

Need to share the bill for lunch, rent, and other costs with a group of friends? The merchant wallet makes it simple to keep track of who has paid what, allowing you to divide costs without hassle.

Instant payment

Keep a record of your favorite brands by having all of your transactions, loyalty cards, purchase history, and even online ordering on your home screen.

Connecting with brands

Gain easy access to your bank accounts, Keep credit cards, debit cards, transit tickets, and other important papers on your phone for quick and simple access.

Simple to reach

Get a complete overview of your finances by Bringing all of your accounts together for a better understanding of what you have, what you've spent, and what has recently happened.

A clear overview

Earn cashback rewards when you activate deals from your favorite brands and make daily purchases.

Get rewards

In today's retail environment, payments are still a big hassle for people, companies, and merchants. With Merchant Portal, tracking payments and analyzing the data has never been easier. You can eliminate the need for multiple bank accounts and get a 360-degree view of your business from one dashboard, a simple way for you to track sales and customer data from one platform.

Get A 360-Degree View of Your Business

Merchant Portal is a platform with a modular and scalable design that allows you to manage all your payment channels in one place. You can use it for online payments, in-app purchases, contactless payments in stores, paying your bills, making group money transfers, and much more. You can use it to transfer money to any contact who has a merchant wallet.

One Stop Shop for All Your Payment Needs

Looking for an easy and convenient way to pay your friends or family back? Or maybe you need to split the cost of lunch with your friends? No matter what the occasion, merchant wallet makes it easy to pay people back—without the hassle of carrying cash or writing checks—as well as stay connected with your favorite businesses. Simply link your debit or credit card to the app and start paying with a tap.

A Cashless Way to Pay Back

Our consultant experts will ensure that your investment in projects is spent efficiently, resulting in the greatest value for your business.

Consultation

Merchant Payment Gateway

Applying Automated Development environments assure a better software lifecycle, operations, testing, deployment, and efficient output for every project.

Speed up the delivery of software is important for companies today. The DevOps model enables your developers and operations teams to drive innovation for customers faster, better adapt to changing industries, and become more efficient at driving business results.

Speed

Quickly releasing new features and fixing bugs is a way to accelerate innovation and improve your product faster and stay ahead of the competition.

Fast delivery

The goal of reliability is to deliver software updates and infrastructure changes reliably enough so that you can release new versions of your product at a rapid pace while ensuring that your users always have a good experience

Reliability

Manage your infrastructure and development processes at scale, using automation and consistency. For example, use infrastructure as code to manage your development, testing, and production environments efficiently and with reduced risk.

Scale

Improve your team's collaboration by adopting a DevOps cultural model, which emphasizes values such as ownership and responsibility. This can reduce inefficiencies and save time.

Enhance Collaboration

Implement DevOps without sacrificing security by using automated compliance policies, fine-grained controls, and configuration management techniques to gain the agility and control that you need.

Managing the development and testing systems can be hard. The development process is highly unorganized, different tools are needed to achieve different goals, which leads to a mess of configurations and settings. Now, what if I told you that this can be done in a much simpler, better, and more exciting way? This is where DevOps comes in

Managing Complex Environments.

The DevOps environment is an automated solution that takes care of configuration and management of all the tools in the development and testing processes, a single system that is simple to operate and manage. It provides a new way for developers to create, test, and fix programs instantly, without any errors and It can also enhance the security of your new applications by monitoring the development process more closely

The Key to Automation

When you have a large team, it takes a lot of time to work on projects together or to track the progress of your projects, DevOps is a single management solution that provides best-in-class tools to track your projects and work collaboratively and it is the fastest and easiest way to manage and improve workflow for your development team

Improving team collaboration

DevOps is the new age development environment that enables developers to work efficiently and thus making the company's workflow more productive, secure, and innovative.

Get Ahead of the Curve

It's time to outsource your next software project to a talented and professional team that has worked on nearly every type of software project possible.

IT outsourcing

Unlock the Power of DevOps: Automate, Innovate, Accelerate!

Development Operation

The all-in-one digital solution to leasing management

Ensure complete financial control by seeing a comprehensive overview of all the information presented in custom reports.

Reporting and statistics tools

Integrate with credit scoring software to approve more creditworthy clients and reduce possible risks

Credit Scoring Solutions

Easily integrate with a variety of payment solutions: bank accounts, payment gateways, and digital wallets.

Payment Service Providers

Keep your clients informed of leasing application approvals or rejections, any delays, due dates, and any other transactions.

Notification and Alerts

Create, store, and manage advanced documents including all internal and external communications, agreements, and invoicing

Lease Document Management

Activate lease contracts, generate quotations, calculate installments, create customer profiles, and arrange payments

Lease Management

Manage and track all lease-related payments, collections management, and credit facilities.

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